A Zero’s Approach to Career Building

As I have mentioned in previous posts, the Zero’s path to financial independence has been driven by increasing our income, forming a lifestyle ceiling and having the patience to let compounding interest do its work.  In this post, I thought I would expound on what I have found to be the key factors for successfully growing income in my corporate job.  There are certainly many resources on this topic and some may find my advice to be somewhat old school, but I believe very strongly that these principles apply in most corporate organizations and functions.… Continue reading

Zero to a million dollars in 8 years

Predictable, I know, but I couldn’t help myself.

On February 25, 2017 the Zeroes achieved a milestone that seemed impossible just eight short years ago.  In fact, it was such an impossibility, that I am quite sure the idea of having a net worth of a million dollars only crossed my mind in the context of winning the lottery.  In 2009 our net worth had just crossed into the black.  That felt really good, but  I had no reason to believe we could build this kind of wealth on $65K of post tax earnings.  … Continue reading

Why I drive a scooter to work

Don’t knock them until you try them. They are good, I promise.

Within 3 months of living in Asia I had made two purchases that I never envisioned making.  First purchase was a life time supply of those Fish Peanuts with chilies and dried seaweed you can find in every 7-11 in these parts.  Ok, just kidding, I didn’t buy a life time supply, but I have bought several industrial sized boxes of what might be the best beer snack ever invented.  YES, I am serious.  These little snacks are packed full of all the good stuff – carbs, protein, salt, yadadada, etc…  And did I mention they are great with beer?… Continue reading

What will you do after retirement?

A few months ago I was at a work dinner with my boss and some executives from my company.  Over the course of dinner the discussion turned to the recent news that another executive had just announced his retirement at the tender age of 53 [Whoa.. so young.. bwah ha ha]!  At that moment I felt like the guy who needed to zip his mouth shut, apply a pad lock and throw away the key.

My boss (who is the same age as the guy retiring):  I just don’t know what I would do with all that time on my hands.… Continue reading

So you want to be a Zero?

As I first started to discover the Financial Independence blogging world, I came across J-Money’s website, Rockstar Finance.  Besides being full of interesting content, one of my favorite pages on his site is the running list of the net worth of FI bloggers.  If you haven’t already, you should go check it out.

The great thing about the list, besides the fact that so many people are willing to share the intimate details of their financial situation, is the breadth of situations represented.  Currently the top end of the net worth listed is No Nonsense Landlord, who reports a net worth >$4 million.  … Continue reading