April Financial Progress and Some Complaining

It’s been a slow month for posts but that’s because it’s been quite busy in other areas of my life.  After returning from our sailing trip to Thailand, I have been on a marathon of business travel.  In the last three weeks, I have been home with sweet Mrs. Zero a grand total of two days.  Mega-Bummer –  but my company doesn’t send me those paychecks every two weeks for my good looks.   No, lately it seems I am paid for blood pressure points above 110/70.

I am currently in Beijing China taking a break from work, spending an afternoon at an outdoor cafe’ with an incredibly overpriced Stella and the accompanying  “free” Chinese style spicy peanuts.  … Continue reading

Excuse us while we pursue our dreams

This view and a few Singha’s are about as good as it gets.

Apologize for lack of posts, but we have been a little distracted with a sailing vacation, a completion of another step toward our plans of early retirement and extended cruising aboard a sailboat.  I am also moving into a much busier time at work when I need to travel considerably more than the last few months.  I am writing this post from my hotel room overlooking the city of Osaka, Japan, sipping a cold Asahi beer purchased in the hotel vending machines (God, I love Japan).  … Continue reading

Wealth Building and Weight Loss – Zero Style

Today I am going to reveal a magic system that, if followed, will enable you to build financial wealth and lose weight!  Does that sound good?  You betcha!

Full disclosure, the inspiration for this post came from a recent post on Club Thrifty that struck a nerve for me.  The author (who writes some pretty good stuff by the way), was arguing that the 50/20/30 budget that many advertise as being a great tool for beginners was not such great advice.  I have to say that I agree 100%.

The 50/20/30 budget is a guideline of how to allocate your income.  … Continue reading

The Dao, The Way

As a kid from a middle class upbringing, I learned pretty quickly that I needed the right shoes-Reeboks, the right jeans-Guess Acid Wash, and the right church-the one’s where my friends went. Then my teen years hit and suddenly, all that conformity seemed really wrong. So I bucked that system-I got Birkenstocks and 2nd hand clothes. AND I started to believe that certain religions made people hypocrites. From then on, anything in my life that whiffed of hypocrisy was immediately bad. I had transformed into a monochrome, non-apologetic, authority-questioning rebel. And I was determined to find my own way-the right way!Continue reading

A Zero’s Approach to Career Building

As I have mentioned in previous posts, the Zero’s path to financial independence has been driven by increasing our income, forming a lifestyle ceiling and having the patience to let compounding interest do its work.  In this post, I thought I would expound on what I have found to be the key factors for successfully growing income in my corporate job.  There are certainly many resources on this topic and some may find my advice to be somewhat old school, but I believe very strongly that these principles apply in most corporate organizations and functions.… Continue reading