April Financial Progress and Some Complaining

It’s been a slow month for posts but that’s because it’s been quite busy in other areas of my life.  After returning from our sailing trip to Thailand, I have been on a marathon of business travel.  In the last three weeks, I have been home with sweet Mrs. Zero a grand total of two days.  Mega-Bummer –  but my company doesn’t send me those paychecks every two weeks for my good looks.   No, lately it seems I am paid for blood pressure points above 110/70.

I am currently in Beijing China taking a break from work, spending an afternoon at an outdoor cafe’ with an incredibly overpriced Stella and the accompanying  “free” Chinese style spicy peanuts.  … Continue reading

Wealth Building and Weight Loss – Zero Style

Today I am going to reveal a magic system that, if followed, will enable you to build financial wealth and lose weight!  Does that sound good?  You betcha!

Full disclosure, the inspiration for this post came from a recent post on Club Thrifty that struck a nerve for me.  The author (who writes some pretty good stuff by the way), was arguing that the 50/20/30 budget that many advertise as being a great tool for beginners was not such great advice.  I have to say that I agree 100%.

The 50/20/30 budget is a guideline of how to allocate your income.  … Continue reading

A Zero’s Approach to Career Building

As I have mentioned in previous posts, the Zero’s path to financial independence has been driven by increasing our income, forming a lifestyle ceiling and having the patience to let compounding interest do its work.  In this post, I thought I would expound on what I have found to be the key factors for successfully growing income in my corporate job.  There are certainly many resources on this topic and some may find my advice to be somewhat old school, but I believe very strongly that these principles apply in most corporate organizations and functions.… Continue reading

Zero to a million dollars in 8 years

Predictable, I know, but I couldn’t help myself.

On February 25, 2017 the Zeroes achieved a milestone that seemed impossible just eight short years ago.  In fact, it was such an impossibility, that I am quite sure the idea of having a net worth of a million dollars only crossed my mind in the context of winning the lottery.  In 2009 our net worth had just crossed into the black.  That felt really good, but  I had no reason to believe we could build this kind of wealth on $65K of post tax earnings.  … Continue reading

Why I drive a scooter to work

Don’t knock them until you try them. They are good, I promise.

Within 3 months of living in Asia I had made two purchases that I never envisioned making.  First purchase was a life time supply of those Fish Peanuts with chilies and dried seaweed you can find in every 7-11 in these parts.  Ok, just kidding, I didn’t buy a life time supply, but I have bought several industrial sized boxes of what might be the best beer snack ever invented.  YES, I am serious.  These little snacks are packed full of all the good stuff – carbs, protein, salt, yadadada, etc…  And did I mention they are great with beer?… Continue reading