Risk Management in Early Retirement

As our financial independence date draws closer, I have found the idea of taking the plunge into early retirement an interesting exploration of my risk tolerance.   Although information and education can influence one’s thinking, I believe a person’s tolerance for risk is very much a function of who you are.  Some people are natural risk takers, while others, like me, at least when it comes to money,  tend to err on the side of caution when given the opportunity.

In the early years of our journey to financial independence and retiring early (FIRE),  it has been easy for Mrs.… Continue reading

Life is short – Do you really want to spend it working?

A relative of mine recently visited us in Asia for two weeks.  She works a normal kind of job.  Nothing fancy or high powered.  She is paid by the hour.  Dreads some aspects of work, loves other parts, but for the most part just does what she needs to do to bring home an income to keep the household going.

About a week into her visit, she pulled me aside and said, “Mr. Zero [no, she doesn’t really call me a Zero], I am worried about you.  You are obviously doing great, but the amount that you work is just not right.”

A typical week for Mr.
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