Little Rewards

When I only had 50 dollars to save at the end of the month, it seemed hardly worth saving. Someone, somewhere, had advised me to save it, but I thought they must be crazy to think that riches could come from saving 50 dollars every month. Those advice-givers certainly didn’t understand where I was coming from. I felt as if I was working hard and doing all the right things, and it would be nice to have a little reward to enjoy.

In the beginning, Mr. Zero and I rented a very modest little house.… Continue reading

Why am I not driven to be “rich?” Am I defective?

Now that I laid our financial history (souls) to bear in my first post, I thought it would be good to provide more insight into my frame of mind as it relates to financial goals and my career.  No doubt this post fits nicely in the “First World Problems” category.  Besides that, it may also serve as a lesson on opportunity costs.

We are now squarely in the wealth building phase of our journey.  Without any gains from the markets, we are currently building net worth at a rate of approximately 3X our planned post retirement spending per year.… Continue reading