As the Zeroes have evolved from Financially Irresponsible to Financially Independent, our behavior at Christmas has changed as well.
There was a time when Christmas was a great source of stress. Worrying about what trendy gift to buy the kids, or which of their friends will give them a gift, so we can provide an appropriately reciprocal offering. Because we had little left over after paying our bills, it was also stressful because we knew we were likely going to put Christmas on the credit card.
Now Christmas rolls off our back like drops of water on a duck’s behind.… Continue reading